Surah An-Nisa (4:39)

وَمَاذَا عَلَيۡهِمۡ لَوۡ اٰمَنُوۡا بِاللّٰهِ وَالۡيَوۡمِ الۡاٰخِرِ وَاَنۡفَقُوۡا مِمَّا رَزَقَهُمُ اللّٰهُ ؕ وَكَانَ اللّٰهُ بِهِمۡ عَلِيۡمًا‏ ۝

Wamatha AAalayhim law amanoobillahi walyawmi al-akhiriwaanfaqoo mimma razaqahumu Allahu wakana Allahubihim AAaleema

And what harm would come upon them if they believed in Allāh and the Last Day and spent out of what Allāh provided for them? And Allāh is ever, about them, Knowing.

Tadabbur (Reflection)

Theme of the Ayat

The Futility of Hoarding: Hoarding does no harm to God, only to the self.

The Insight

The verse questions what loss they would incur if they believed and spent their wealth sincerely. **Recognize the spiritual benefit of charity.** Hoarding wealth does not affect God's kingdom, but it impoverishes your own soul. Spending in God's way is always an investment in your spiritual future.