آيات AYAT.ONE
يٰۤـاَيُّهَا الَّذِيۡنَ اٰمَنُوۡۤا اِذَا تَدَايَنۡتُمۡ بِدَيۡنٍ اِلٰٓى اَجَلٍ مُّسَمًّى فَاكۡتُبُوۡهُ ​ؕ وَلۡيَكۡتُب بَّيۡنَكُمۡ كَاتِبٌۢ بِالۡعَدۡلِ​ وَلَا يَاۡبَ كَاتِبٌ اَنۡ يَّكۡتُبَ كَمَا عَلَّمَهُ اللّٰهُ​ فَلۡيَكۡتُبۡ ​ۚوَلۡيُمۡلِلِ الَّذِىۡ عَلَيۡهِ الۡحَـقُّ وَلۡيَتَّقِ اللّٰهَ رَبَّهٗ وَلَا يَبۡخَسۡ مِنۡهُ شَيۡـــًٔا ​ؕ فَاِنۡ كَانَ الَّذِىۡ عَلَيۡهِ الۡحَـقُّ سَفِيۡهًا اَوۡ ضَعِيۡفًا اَوۡ لَا يَسۡتَطِيۡعُ اَنۡ يُّمِلَّ هُوَ فَلۡيُمۡلِلۡ وَلِيُّهٗ بِالۡعَدۡلِ​ؕ وَاسۡتَشۡهِدُوۡا شَهِيۡدَيۡنِ مِنۡ رِّجَالِكُمۡ​ۚ فَاِنۡ لَّمۡ يَكُوۡنَا رَجُلَيۡنِ فَرَجُلٌ وَّامۡرَاَتٰنِ مِمَّنۡ تَرۡضَوۡنَ مِنَ الشُّهَدَآءِ اَنۡ تَضِلَّ اِحۡدٰٮهُمَا فَتُذَكِّرَ اِحۡدٰٮهُمَا الۡاُخۡرٰى​ؕ وَ لَا يَاۡبَ الشُّهَدَآءُ اِذَا مَا دُعُوۡا ​ؕ وَلَا تَسۡـــَٔمُوۡۤا اَنۡ تَكۡتُبُوۡهُ صَغِيۡرًا اَوۡ كَبِيۡرًا اِلٰٓى اَجَلِهٖ​ؕ ذٰ لِكُمۡ اَقۡسَطُ عِنۡدَ اللّٰهِ وَاَقۡوَمُ لِلشَّهَادَةِ وَاَدۡنٰۤى اَلَّا تَرۡتَابُوۡٓا اِلَّاۤ اَنۡ تَكُوۡنَ تِجَارَةً حَاضِرَةً تُدِيۡرُوۡنَهَا بَيۡنَكُمۡ فَلَيۡسَ عَلَيۡكُمۡ جُنَاحٌ اَلَّا تَكۡتُبُوۡهَا ​ؕ وَاَشۡهِدُوۡۤا اِذَا تَبَايَعۡتُمۡ وَلَا يُضَآرَّ كَاتِبٌ وَّلَا شَهِيۡدٌ  ؕ وَاِنۡ تَفۡعَلُوۡا فَاِنَّهٗ فُسُوۡقٌ ۢ بِكُمۡ ؕ وَ اتَّقُوا اللّٰهَ​ ؕ وَيُعَلِّمُكُمُ اللّٰهُ​ ؕ وَاللّٰهُ بِكُلِّ شَىۡءٍ عَلِيۡمٌ‏  ۝
Ya ayyuha allatheena amanooitha tadayantum bidaynin ila ajalin musammanfaktuboohu walyaktub baynakum katibun bilAAadliwala ya/ba katibun an yaktuba kamaAAallamahu Allahu falyaktub walyumlili allatheeAAalayhi alhaqqu walyattaqi Allaha rabbahu walayabkhas minhu shay-an fa-in kana allathee AAalayhialhaqqu safeehan aw daAAeefan aw la yastateeAAuan yumilla huwa falyumlil waliyyuhu bilAAadli wastashhidooshaheedayni min rijalikum fa-in lam yakoonarajulayni farajulun wamraatani mimman tardawnamina ashshuhada-i an tadilla ihdahumafatuthakkira ihdahuma al-okhrawala ya/ba ashshuhadao itha maduAAoo wala tas-amoo an taktuboohu sagheeran awkabeeran ila ajalihi thalikum aqsatu AAindaAllahi waaqwamu lishshahadati waadnaalla tartaboo illa an takoona tijaratanhadiratan tudeeroonaha baynakum falaysa AAalaykumjunahun alla taktubooha waashhidoo ithatabayaAAtum wala yudarra katibun walashaheedun wa-in tafAAaloo fa-innahu fusooqun bikum wattaqooAllaha wayuAAallimukumu Allahu wallahubikulli shay-in AAaleem
O you who have believed, when you contract a debt for a specified term, write it down. And let a scribe write it between you in justice. Let no scribe refuse to write as Allāh has taught him. So let him write and let the one who has the obligation i.e., the debtor dictate. And let him fear Allāh, his Lord, and not leave anything out of it. But if the one who has the obligation is of limited understanding or weak or unable to dictate himself, then let his guardian dictate in justice. And bring to witness two witnesses from among your men. And if there are not two men available, then a man and two women from those whom you accept as witnesses - so that if one of them i.e., the women errs, then the other can remind her. And let not the witnesses refuse when they are called upon. And do not be too weary to write it, whether it is small or large, for its specified term. That is more just in the sight of Allāh and stronger as evidence and more likely to prevent doubt between you, except when it is an immediate transaction which you conduct among yourselves. For then there is no blame upon you if you do not write it. And take witnesses when you conclude a contract. Let no scribe be harmed or any witness. For if you do so, indeed, it is grave disobedience in you. And fear Allāh. And Allāh teaches you. And Allāh is Knowing of all things.

Tadabbur (Reflection)

Theme of the Ayat

The Command to Document: The longest verse establishing financial integrity and witnessing.

The Insight

This is the longest verse in the Qur'an, mandating that all transactions involving future debt must be written down, witnessed by two just men, and witnessed by a scribe. Practice professional transparency. Document all major agreements (loans, contracts, inheritances). This practice prevents confusion, protects relationships, and promotes financial justice and clarity.